Effective Date: June 8, 2026
Last Updated: June 8, 2026
These Terms of Use ("Terms") are a legal agreement between you and CheckWriter (available on the App Store as "Check Writer: Print & PDF") ("CheckWriter," "we," "our," or "us") governing your use of the App.
PLEASE READ THESE TERMS CAREFULLY. BY DOWNLOADING, ACCESSING, OR USING THE APP, YOU AGREE TO BE BOUND BY THESE TERMS, BY OUR PRIVACY POLICY, AND BY APPLE'S STANDARD END USER LICENSE AGREEMENT (AS DESCRIBED IN SECTION 17). IF YOU DO NOT AGREE, DO NOT DOWNLOAD, ACCESS, OR USE THE APP.
## 1. Eligibility
You must be at least 18 years old (or the age of majority in your place of residence) and able to enter into a binding contract to use the App. By using the App, you represent and warrant that you meet these requirements.
## 2. What CheckWriter Is
CheckWriter is an on-device tool that helps you create, preview, print, export as PDF, share, and keep a personal register of checks. CheckWriter is a productivity utility only. It is not a bank, money transmitter, payment processor, or financial institution, and it does not move, hold, process, or transfer funds.
## 3. License
Subject to these Terms, we grant you a limited, personal, non-exclusive, non-transferable, revocable license to use the App on Apple devices that you own or control, for your own lawful personal or business check-writing purposes. You may not copy, modify, reverse-engineer, decompile, resell, sublicense, or distribute the App except as permitted by law.
## 4. Your Responsibilities and Acceptable Use
You are solely responsible for how you use the App and for everything you create with it. You represent and agree that:
- You have full legal right and authority over any bank account, routing number, account number, and funds you enter into the App, and over any signature you use.
- Every check you create is accurate, authorized, and created for a lawful purpose.
- You will comply with all applicable laws, regulations, and your bank's rules regarding checks and negotiable instruments.
You agree that you will not use the App to:
- Create, print, or share any check you are not legally authorized to issue.
- Commit or facilitate fraud, forgery, identity theft, or any unlawful act.
- Reproduce a check or signature without authorization from the account holder.
- Violate any law or the rights of any person or institution.
You are fully responsible for verifying every detail of every check (payee, amount, date, account details, signature, and alignment) before issuing it.
## 5. No Guarantee of Check Acceptance
The App helps you produce a check, but we do not guarantee that any check you create, print, or export will be accepted, honored, cashed, deposited, or processed by any bank, payee, financial institution, or other party.
Whether a check is accepted depends on factors entirely outside our control, including your bank's policies and requirements, your account status and available funds, the payee's policies, your printer, ink, paper or check stock, MICR-line readability, and applicable law. You are solely responsible for ensuring that your checks meet the requirements of your bank and any party who will accept them. We make no representation that the App's output will satisfy any specific institution's standards.
## 6. Not Financial, Legal, or Professional Advice
The App does not provide financial, banking, legal, accounting, or tax advice. Any information, templates, or formatting provided by the App is for general convenience only. You are responsible for your own financial and legal decisions and should consult a qualified professional where appropriate.
## 7. Your Content and Data
You retain all rights to the data you create in the App (your accounts, payees, checks, signatures, and register). This content is stored on your device as described in our Privacy Policy. Because there is no cloud backup, you are responsible for your own data; deleting the App or your data is permanent and cannot be undone by us. We do not access, store, or back up this content on our servers.
## 8. Subscriptions and Payments (CheckWriter Pro)
Certain features require a paid subscription ("CheckWriter Pro").
- CheckWriter Pro is offered as an auto-renewable subscription on a weekly, monthly, or yearly basis, at the prices shown in the App.
- Payment is charged to your Apple ID account at confirmation of purchase.
- Your subscription automatically renews at the then-current price unless you cancel at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours before the period ends.
- You can manage or cancel your subscription at any time in your device's Settings → Apple ID → Subscriptions. Deleting the App does not cancel your subscription.
- Payments, billing, and renewals are processed by Apple. Refunds, where available, are handled by Apple in accordance with the App Store's policies; we do not process payments or issue refunds directly.
- If we change subscription pricing, the change will apply in accordance with Apple's rules, and continued use after the change takes effect constitutes acceptance.
## 9. Intellectual Property
The App, including its software, design, branding, and content (excluding your own data), is owned by us and protected by intellectual property laws. All rights not expressly granted to you are reserved.
## 10. Third-Party Services
The App relies on third-party services, including Apple (payments and distribution), RevenueCat (subscription management), and Mixpanel (anonymized analytics), each governed by its own terms and privacy policy. We are not responsible for third-party services, and your use of them may be subject to their terms.
## 11. Disclaimer of Warranties
THE APP IS PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, AND NON-INFRINGEMENT.
WE DO NOT WARRANT THAT THE APP WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE, THAT DEFECTS WILL BE CORRECTED, OR THAT ANY CHECK PRODUCED WITH THE APP WILL BE ACCURATE, COMPLIANT, OR ACCEPTED BY ANY PARTY. YOU USE THE APP AT YOUR OWN RISK.
## 12. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT WILL WE BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, FUNDS, DATA, GOODWILL, OR BUSINESS, ARISING OUT OF OR RELATED TO YOUR USE OF (OR INABILITY TO USE) THE APP — INCLUDING ANY CHECK THAT IS REJECTED, DISHONORED, DELAYED, INCORRECT, DUPLICATED, LOST, OR MISUSED, OR ANY BANK FEE, OVERDRAFT, OR FINANCIAL LOSS — EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
TO THE FULLEST EXTENT PERMITTED BY LAW, OUR TOTAL AGGREGATE LIABILITY FOR ANY CLAIM ARISING OUT OF OR RELATED TO THE APP WILL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID US FOR THE APP IN THE 12 MONTHS BEFORE THE CLAIM, OR (B) USD $50.
Some jurisdictions do not allow certain limitations, so some of the above may not apply to you. Nothing in these Terms limits rights that cannot be limited under applicable law.
## 13. Indemnification
You agree to indemnify and hold us harmless from any claims, damages, losses, liabilities, and expenses (including reasonable legal fees) arising out of your use or misuse of the App, your checks, your violation of these Terms, or your violation of any law or the rights of any third party.
## 14. Termination
These Terms remain in effect while you use the App. We may suspend or terminate your access to the App or its features at any time if you violate these Terms or for any lawful reason. You may stop using the App at any time by deleting it. Sections that by their nature should survive termination (including Sections 5, 6, 7, and 9–13) will survive.
## 15. Changes to the App and These Terms
We may modify, suspend, or discontinue any part of the App at any time. We may also update these Terms to reflect changes in the App or for legal reasons. We will update the "Last Updated" date above, and for material changes we may provide additional notice in the App. Your continued use of the App after changes take effect constitutes acceptance of the updated Terms.
## 16. Governing Law
These Terms are governed by and construed in accordance with applicable law, without regard to conflict-of-law principles. Any disputes will be resolved on an individual basis, and not as part of any class or representative action, to the extent permitted by law. Nothing in these Terms limits any mandatory consumer-protection rights you have in your place of residence.
## 17. Apple App Store and End User License Agreement (EULA)
The App is licensed, not sold, and is distributed through the Apple App Store. By agreeing to these Terms, you also agree to be bound by Apple's standard Licensed Application End User License Agreement ("Standard EULA"), which applies to your license to use the App, the same as if its terms were fully set out here. To the extent of any conflict between these Terms and the Standard EULA regarding your license to use the App, the Standard EULA governs your license, and these Terms govern all other matters.
You further acknowledge that: this agreement is between you and us only, not with Apple; Apple is not responsible for the App or its content; Apple has no obligation to provide any support or maintenance for the App; and Apple, and Apple's subsidiaries, are third-party beneficiaries of these Terms and have the right to enforce them against you.
## 18. Contact Us
Questions about these Terms?
Email: [email protected]
Response Time: 24–72 hours
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**Apple Standard EULA:** <https://www.apple.com/legal/internet-services/itunes/dev/stdeula/>